Fantasy league merchant processing. Clover uses a flat-rate pricing structure. Fantasy league merchant processing

 
 Clover uses a flat-rate pricing structureFantasy league merchant processing Merchant services is a broad term used to describe a range of financial services for businesses—most generally, the services a business uses to accept and process payments, otherwise known as merchant processing

Fantrax offers the most customizable fantasy league management service in the industry, with free offerings in baseball, football, basketball, hockey, soccer, golf, and racing. Multi-Year Contract. Any FFPC league entries eligible for refund will be removed and refunded. Supported industries: Adult services, CBD, online dating, vape sales. Guilds of merchants and craft workers were formed in medieval Europe so that their members could benefit from mutual aid. Fantasy sports has grown immensely well with an average crossing up to 12% every year. Issues Joining a League. Every processor is different, but here is a general overview of the process: If you’re starting a fantasy sports business, setting up a sports betting merchant account is a necessity. You pay 2. Stream games on ESPN and play Fantasy Soccer. Cleeng Merchant is a specialised payment module for subscriber billing and tax management. #1 PaymentCloud Strong Reputation For Fast Approvals. Switch your leagues over today!Given the importance of processing credit cards to every organization that collects fees, we have an interest in a smooth and successful business relationship between our constituent leagues and their merchant services provider. We would like to show you a description here but the site won’t allow us. Rates as low as 1% See If You're Pre-Approved *Rates quoted as the % above normal card interchange costs, dues, fees, and assessments. This includes CBD and Kratom businesses. His projected 16. the example above, the Merchant descriptor for John’s Farm must be John’s Farm Parking; the descriptor for Ship Chandler must be Ship Chandler Restaurant. Merchant services allow businesses to accept credit and debit card payments. Fantasy realist/Advocatus Diaboli. You also won’t have to worry about chargebacks, because we accept the high ratio of chargebacks that is. 10% commission fee (plus standard processing fee) for payments. Level 2: Merchants who process 1 - 6 million. With Chase for Business you’ll receive guidance from a team of business professionals who specialize in helping improve cash flow, providing credit solutions, and managing payroll. Fundraising for or financing businesses that are listed as prohibited/restricted above. With that said, average credit card processing fees range from 1. To ensure the safety and security of processing these payments, you’ll want to work with a sports betting services merchant account. A reliable set of Week 12 Fantasy football WR rankings can help answer those questions and assist in your Week 12 Fantasy football start-sit decisions, trade. Dharma Merchant Services: Best for merchants who process more than $10,000/month. General Sales/Support: 877-884-7477. The merchants looking for payment solution for their application need to follow the. We combine ACH and credit card processing into one unified omnichannel approach, offering future-proofed solutions to businesses of all sizes and across a variety of industries. Even PayPal has been very restrictive towards the business and categorizes games of skill under prohibited gambling activities where a pre-approval merchant account is required. The Houston Texans will be playing in front of their home fans against the Arizona Cardinals at 1:00 p. • 9 yr. To be eligible, merchant must: (1) apply for the account through our the online Clover website shopping experience, (2) purchase a Clover Hardware or Software Subscription, (3) be credit approved no later than 12/31/23, (4) activate account by submitting a batch of $25 or more in sales within 30 calendar days from approval date, (5) Processing. If you’ve repeatedly been turned down for a fantasy sports merchant account in the past, our payment experts can help you get. com When merchants are ready to start, establishing the payment processing for a fantasy sports business involves a few steps, which can take some time to secure. Based on our evaluation, the best high-risk merchant account providers are: Best overall (and most versatile): PaymentCloud. The key to success in obtaining merchant processing to to work with a bank that understands the nature of the fantasy sports. When it comes to getting a fantasy sports merchant account, the industry is thriving. To prevent this from happening, certain policies are now in place which require special measures to be taken when processing funds from the fantasy sports merchant accounts. The best and most trusted source for NFL, NBA, MLB, NHL, GOLF, NASCAR. Guilds ensured production standards were maintained and that competition was reduced. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. Hello OpenFOAMer, I would like to provide a little case of a "filling bottle", which I changed from interFOAM to twoPhaseEulerFoam. Free to play fantasy football game, set up your fantasy football team at the Official Premier League site. We then send the transaction to the acquiring bank, which then sends it to the issuing bank for authorization. However, the processing pros at eMerchantBroker are now accepting fantasy sports league merchant accounts. Contact a provider to get started directly or give us a call at 1-833-213-0511 to learn more. Although an application for online payments does not guarantee approval, successful applicants can begin processing payments in as little as 24 hours. The banks consider fantasy. 29% - 1. Customers are required to deposit a minimum of $/€10 to qualify for free spins, free Spins expire 48 hours after crediting and the free Spins will be credited as Cash. Apply online now for a fantasy football betting merchant account. 5 Star processing is best merchant & payment gateway provider. A bank can be both an issuing bank and an acquiring bank, but banks most often specialize in one function or the other. 5 million tons of monthly grain exports through the corridor, which combined with volumes through land routes and transhipment via the Danube river could bring overall trade back towards a pre-war rhythm of 5-6 million tons per month. Square offers an app, physical card scanners, and a Point of Sale system for small businesses. Merchant KYC/identity verification. Last News . 1. Fantasy sports has grown immensely well with an average crossing up to 12% every year. Like all of the best credit card processing companies, PayPal regularly features deals and incentives. ), when that number of trades has been accepted, you will not be allowed to make any more trade. 30. Interchange-plus pricing. How We Can Set Up Your Fantasy Sports Merchant Account. Fantasy encompasses more than you could imagine. Feb. RETAIL; ECOMMERCE; HIGH-RISK; Industries Open menu. eMerchant Broker: Best for High Approval Rate. 5 trillion, as per the Bank for International Settlements Survey. Flat-rate pricing. Fantasy Sports Merchant Account With an increasing rise in sports and online gaming, many people are considering growing their own fantasy sports business. g. Address Verification Service. You get multiple currency features with the merchant account. Skip to content. With such huge numbers, you must obtain secure as well as reliable Fantasy Sports Merchant Account so as to enhance your business worldwide. Take a look at the latest methods for processing credit and debit card payments, including. Spike Brokers, which tracks exports in Ukraine, said on. 3 million players. According to the Fantasy Sports Trade Association, more than 44 million fantasy sports players came into the market between 2003 and 2017. 007502 580 Market St, Unit 500 94104 First Data Merchant Services, LLC 007225 Express Merchant Processing Solutions 2900 Westside. consumers use credit cards over cash to make purchases, according to a report by the Federal Reserve. iPay Digital stands out as the premier payment processing solutions provider for fantasy sports enterprises. *Next day funding is not guaranteed for all merchant accounts. Adjusting settings such as the number of teams in. 25 per qualified transaction. PaymentCloud: Best Approval Odds. 50 per occurrence, a retrieval fee of $7 to retrieve a sales. 35% for transactions. The application process is easy, which is a breath of fresh air for those who have dealt with banks and other processors. The merchant processing business of these banks is intensely competitive, withDurango: Best for International Businesses. EMB works with new and existing businesses, high risk merchants, merchants that have been rejected or terminated by other processors, as well as those with bad credit, no credit, or a history of excessive chargebacks. In public fantasy leagues, ESPN is the league manager thus no one in the league can edit the order. S. 5% average card processing fee. With such huge numbers, you must obtain secure as well as reliable Fantasy sports Merchant Account so as to enhance your business worldwide. 99. With OptBlue, you have options. PaymentCloud: Best for high-risk businesses. PayPal is the faster, safer way to send and receive money. 30. SeamlessChex is the top payment processing solutions provider for fantasy sports companies. The third level includes merchants handling 20,000 to 1 million transactions a year and the fourth includes merchants handling fewer than 20,000 transactions a year. No monthly transaction fee invoices for simpler budgeting and cash flow management. 17, 2015 - PRLog-- Fantasy sports betting leagues are taboo to the processing world, and have been for their existence. 3 million people played fantasy sports in the U. Fantasy Sports Merchant Account With an increasing rise in sports and online gaming, many people are considering growing their own fantasy sports business. PayPal: Best for Ecommerce. Merchant Accounts; Payment Gateways; Chargeback Mitigation. LeagueSafe is the only online payment solution that offers safeguards for your season long fantasy prize pool. For your convenience, this form is interactive. 30. SecureGlobalPay also offers chargeback management tools, a payment gateway and fraud filters to monitor online. A Fulton County judge on Tuesday rejected a request to revoke the bond of Harrison Floyd, one of the co-defendants in former President Donald Trump's Georgia election interference case, after. 5, 10, etc. Click the button on the left, type your information into the form, then print the page and bring it to your. : Best for global payment processing. And most MasterCard and Visa agreements limit surcharges to the actual costs of processing the credit card transaction or 4%, whichever is less. They also offer a free credit card terminal for any merchant that has over $10,000 in processing each month. Standings. Advantages and Features in the wake of acquiring High-Risk Gateway. Powerful, with automated international customization. Up to date tables, fixtures and scores from all the major leagues and competitions throughout the world live as they happen including the Premier League, La Liga, Serie A, Bundesliga, Ligue 1 and Europe’s biggest competitions such as the Champions League and Europa League. Japan. Best for multiple sales channels. co offers a full compliment of online payment solutions for high-risk businesses. Lineup. 95 per month, plus a $99 annual feeChase Payment Solutions SM – Best for all-in-one direct processing. From merchant accounts to payment gateways, from ACH processing to chargeback prevention. 5 opciones para sustituir a Gavi por menos de 20 millones en LALIGA FANTASY, una de ellas por 500K . Best for online and international sellers: Durango Merchant Services. Then it happened again on November 6. Starting Saturday, the entire Maple Valley business district on Copley Road in West Akron will be lit for the holidays. Complaints prior to 2018 mention iPayment as Merchant Processing. The actual percentage per swipe varies based on a host of factors. Smart redirects Count on automatic redirects when you update your post or page’s URL. Web content analysis. Sponsor banks follow a strict policy against high chargeback ratio. So far, Star Fantasy Leagues has paid its customers $500,000 in prizes. The data also has told us that Warren is clearly the better player. **Do you currently know someone you'd like. A merchant account is a specific type of bank account that allows merchants to accept payments. This is simply because that you shall not be able to process the card transaction. Fantasy sports refer to the online game where users build fantasy teams based on the real players. Square: Best Credit Card Processing Company For. Some states are legalizing online sports betting, but can lead to a great business opportunity. When you select Premier One Payments as the merchant account provider and payment processing company for your fantasy sports business, you will get the high level of service that your company deserves. The majority of states allow skill-based fantasy sports while seven states currently do not. Helcim. 40, or 2. However, finding a fantasy sports merchant account can be intimidating, given there are very few merchant services providers offering fantasy. 5, 10, etc. Large & Small Merchant Locations have cut their Card Processing costs by 90%. Fantasy Sports Merchant Account Solutions. S. This is because millions of young fans of die-hard sports are hooked into the. If you need an alternative to cash and check payments, TTG can help you set up a secure, efficient credit card processing services and have your league accepting credit & debit cards within days of applying. Then click 'Add to list'. PCI DSS Compliance Level 4. 8 points per game. Each manager is given a budget to place offers on unclaimed players that are on waivers. We work with high-risk merchant account needs for fantasy sports businesses working with fantasy football, baseball, hockey, basketball, racing, or college football. However, regulations are different for each state which make the industry high risk . Integrity, honesty and reliability are the cornerstones of our company. 95, and a variable monthly minimum fee. Waiver order in Standard Waiver leagues: under "Players" -> "Waiver order". Next is your business, or the merchant. com? MyFantasyLeague. Search the full library of topics. Meeting The Rapid Demands [email protected] Quarter Report. 826414 leagues. The rate is dependent on the type of transaction (in general, debit cards cost less to process than credit cards) and the processing system the merchant chooses. It’s not your business bank account—it’s a separate account that holds transacted funds before they are sent to your regular business bank account. This is charged for every payment you receive through Wix Payments. SecureGlobalPay also offers chargeback management tools, a payment gateway and fraud filters to monitor online payments. 5 Star Processing specializes in high risk merchant accounts, including Fantasy Sports. For more than two decades, Signature Payments has specialized in secure credit card processing for businesses that other payment providers typically deem “high-risk. It is an established fact that your fantasy sports business is incomplete without a proper Fantasy Sports Merchant Account. As online fantasy football, basketball, hockey and other esports take the stage A high risk merchant account is a type of payment processing account for unique businesses. 10, or $2. Therefore, if you’re a merchant in the betting and sports forecasting industry, you have to obtain a high-risk fantasy sports merchant account. Whatever your payment needs, we offer the expertise and solutions to make you more money. Calculate your effective rate. SMB Global: Best for international merchants. Gravity is a credit card processing company. Complete our fast & easy high risk application and activate your payment gateway instantly. Try Shopify free for 3 days, no credit card required. However, this all depends on which payment processor you use. Best for businesses that want a wide variety of terminals and POS systems. The four PCI compliance levels are: Level 1: Merchants who process more than 6 million transactions per year. Issuing bank (bank that provided the card to the cardholder) 7. Dharma Merchant Services - Best for processing $10K+ monthly. Animals. Fantasy Sports Merchant Account With an increasing rise in sports and online gaming, many people are considering growing their own fantasy sports business. Helcim: Best for growing storefronts. Fantasy sport leagues typically have a hard time establishing merchant accounts, since banks categorize leagues as “high risk. The markup is basically the difference between the interchange rate and the rate you are actually charged. Businesses operating in financially risky industries, such as the gambling, adult entertainment, cannabis, and international shipping industries, may be prone to high chargeback rates and labeled as high-risk businesses by card processors and financial. It’s easier than ever to create a fantasy sports merchant. With fair rates. Clover: Best for integrations. Launched in 2012, Clover is a cloud-based POS system and merchant service provider that offers in-store and online payment processing technology. High risk merchants who choose to process with instant approval companies may have their account shut down which can lead to lost revenue. Payments. The merchant processing business of these banks is intensely competitive, withnetwork and also arrange processing services for merchants. View Website. Online the rate is 2. We will gladly answer any of your questions so that you feel safe in your choice of payment processor companies and can get on with building your League. Navigating through this high-risk terrain can be daunting, especially with banks often shying away from offering merchant accounts to fantasy sports businesses due to increased chargebacks and potential. Fantasy Football Rules - Trade Overview. Process trades as a commissioner: From Yahoo Fantasy, mouse over Fantasy | select a sport. As online fantasy football, basketball, hockey and other esports take the stageHost Merchant Services: Best for large high-risk businesses. Allied CardPay's gambling merchant accounts offer you a level of service that will help your business succeed and increase profits. Most. Debit card processing is the merchant’s responsibility, with rates starting at 1. It had its own legal system, and kept its own army, but it was not a city-state like the Italian city states of the time. manage all your league's financesfrom one membership portal. Also, commissioners can push trades through as well and make them immediate. The fantasy sports markets continue to expand, and online sports betting is becoming more mainstream. The realm of payment processing sprawls across a diverse spectrum, encompassing e-commerce payment processing, tailor-made merchant processing for brick-and-mortar establishments, and the specialized realm of high-risk payment processing. We have been developing tools to help get players on the field since 1996, and continue to look for new and innovative ways to help make things simple and easy for the soccer community. These are some of the primary advantages that you can gain from using a merchant processing service: Enhanced customer experience: Merchant processing services can streamline. 40% to 4. 6)G'day RotoBallers! Trading and fantasy basketball go hand in hand. Merchant Accounts for Fantasy Sports Businesses are the unsung heroes of this thriving industry. the real NFL vetoes trades when guys show up and dont pass the physical, I see the same logic being used here. The report shows that many millennials won’t even shop at a business if it doesn’t accept credit or debit cards. The forex industry has a daily turnover of $7. 3% plus 30 cents for invoices. Similar to Clover, Merchant One’s pricing plan works by charging a subscription fee as well as a fee for processing credit card transactions. Typically, a merchant account for credit repair is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. 3rd Quarter Report. 46% + $0. 12. PayPal - Best for local nonprofits. Call (727) 873-0963. Understand more about being in high risk verticals by researching payment review websites with key information. PCI Data Security. 9% of the transaction amount, plus $0. 5% + $0. Once approved, EMB can. Open your Hotmail/Outlook mailbox. The second, between 1 and 6 million. Some merchants keep their identities a secret, letting. Applying For A Fantasy Sports Merchant Account/Credit Card Processing Solution Applying for fantasy sports payment processing is made simple with Corepay. Nov. eHopper POS: Best for omnichannel. We’ll work with you to integrate payments precisely, and define a go-to-market strategy that fits your customers’ needs—so you start generating revenue from day one. Play Fantasy Football for free on ESPN! Expert analysis, live scoring, mock drafts, and more. Breaking news Fantasy. Merchant processors are entities that handle the processing of financial instruments for various types of merchants. Understand more about being in high risk verticals by researching payment review websites with key information. Create or join a fantasy league. com. 4% – 2. As a high-volume business, merchant processing is dominated by a relatively few large and midsize banks, which often use the services of independent sales organizations or membership service providers (ISO/MSP), join partnerships or alliances, or enlist agent banks. The Cash Discount program is designed to encourage customers to pay your credit card fees or cash. The industry is thriving when it comes to obtaining a fantasy sports merchant account. Choosing the best credit card processor for your small retail business comes down to three main factors: (1) features, (2) pricing, and (3) customer support. Get started or create a merchant account to accept payments. The company is rare among merchant services providers in that it fully discloses its pricing on its website for anyone to view. 1x wagering at odds of 1. The bank will then either approve or deny the transaction, and send the result back to the processor. Durango Merchant Services: Best for highest-risk businesses. Merchant services is a broad term used to describe a range of financial services for businesses—most generally, the services a business uses to accept and process payments, otherwise known as merchant processing. U. In order to have an online shop, companies will be looking for merchant accounts that are suited to their industry. Propose Trade on the Web. Primarily in credit card processing but other payment options for businesses as well. 007502 580 Market St, Unit 500 94104 First Data Merchant. Total amount processed. Host Merchant Services: Best for large high-risk businesses. S. National Processing offers different plans based on whether you’re accepting payments in-person or online, and it promises $500 if it can’t beat high-volume ($10,000 or more in monthly sales. The typical cost of processing credit card transactions is between 1. You might ask, "What if I propose a trade near. Accepting credit and debit card payments are something all businesses must consider. 1. Most leagues use "No Limit" but if a specific number of trades is your league rule (ex. However, the term merchant services can also encompass the behind-the-scenes process by which a business accepts payments, the. There are presently around 170 various. 2023 Projections. Fees are 2. co differentiates itself by its people. Draft Room. Score. 5% + 15 cents when you manually key in a transaction. Depending on the needs of your online gaming merchant account provider, when creating an online gaming and casino merchant account, it is important that you have the following documents ready. 3. The typical credit card processing fees (specifically, the interchange fees paid to the card-issuing bank) for the four most popular credit card brands (i. A Merchant with multiple Merchant outlets may add the city, store number, or other unique identifier to distinguish the specific Merchant outlet. With the rise of fantasy sports, more and more people are spending their. High risk ecommerce credit card processing solutions. Our goal. At this point, each card issuer sends all of the funds from every transaction in the batch to your payment processor. (OF 1. Bank Merchant Services offers payment processing and business bank accounts in addition to POS solutions, making it a one-stop shop for small businesses. . For example, a small local business. If you’ve repeatedly been turned down for a fantasy sports merchant account in the past, our payment experts can help you get. Not available to merchants in AL, DE, MS, MO, NH, and TN. Council of Loggers. Grow your business with our comprehensive solutions. Square: Best for businesses that are seasonal or process less than $10,000/month. A: In Florida, your Association can likely implement a credit card surcharge on customer receipts at your Association’s golf club, subject to the limitations discussed below. With such huge numbers, you must obtain secure as well as reliable Fantasy Sports Merchant Account so as to enhance your business worldwide. Best Younghoe Koo Team Names. For credit card processing solutions for your fantasy sports website, Instabill offers a fast merchant account application process and an expert team of account managers to get you approved quickly. Arkansas' offense has been firing on all cylinders thus far, outscoring their total from last Saturday with time still left to. A wholesale merchant buys goods in bulk from one supplier and then sells them to a variety of smaller retailers for a profit. GotSoccer is the leading provider of soccer software in the USA. Home; Processing Services Open menu. The unifying thread connecting these multifaceted domains remains the imperative to embrace credit. Linkedin Instagram Tiktok. Here’s a helpful video that explains how to easily read your processing statement. 3. Fiserv – Best merchant services for retailers. League Manager would be the only person being able to add players to teams via LM Tools. Information flows are presented as solid lines while funds flows are represented by dashed lines. 55% - Internet Rates: Call for Rates - All Businesses Accepted - Quick Approval - 20 Years in Business21 hours ago · Two seasons ago the Bees began life as a Premier League side with a stunning 2-0 win over their London rivals, but in their four meetings since, Thomas Frank's side have one draw and three defeats. Select the player (s) you wish to receive. CDGcommerce: Best for an eCommerce/MOTO specialist. This rate is periodically adjusted based on increases / decreases to network-set rates. Our streamlined sign-up process, budget-friendly pricing, adaptable solutions, and top-tier industry-standard security make creating a fantasy sports. If you are a merchant who wants to lead the business globally then plan to get the best Fantasy Merchant Account for your high-risk business. First, the cardholder is the customer that is using a card to complete their purchase. Contact 9245 Laguna Springs Dr ste 200, Elk Grove, CA 95758, United States Online Gaming & Fantasy Sports Credit Card Processing You need a way to accept credit card payments from players around the world, all in real-time. ADULT; BAD CREDIT;. Customizing the Trades To improve the game for fantasy players of all levels and skillsets, IBM worked with ESPN to create a more customizable, transparent and understandable experience within the ESPN Fantasy App. 10 per transaction. 1 percent shooting from the field has also enabled him to provide 25. The Hanseatic League (also known as the Hansa) was an alliance of trading guilds that established and maintained a trade monopoly along the coast of Northern Europe, from the Baltic to the North Sea, during the Late Middle Ages and Early modern period (circa thirteenth–seventeenth centuries). At Seacoast, we make banking easy and convenient by offering services that allow you to bank anywhere, anytime. That’s because the nature of the fantasy sports industry ensures it’s always placed in the high-risk category no matter the payment processor. and Canada, with no contract. Here is how a credit card is processed with Square: When a merchant swipes or dips (in the case of ) a customer’s card, the request is submitted to Square. But the type of fee structure and monthly fee will ultimately have the biggest effect on lowering your credit card processing fees. Merchants can get approved in as little as 24 hours. 2022 will be our 28th year offering 100% customized web-based fantasy football tools. About Our Software. With negative merchant feedback, some providers now offer merchants a month-to-month agreement. The acquiring bank is your banking institution, while the issuing bank is the cardholder’s bank. For example, they might buy a product from a manufacturer. Merchant accounts allow a company to take in and process. We are building solutions for P2P cross-border, mass. The following is a robust overview of 10 useful practices for card not present transactions: General payment practices. There were two main types of guilds: merchant guilds for. 6744129 Fantasy Sports Company 007910 6120 Paseo Del Norte, Suite F2 Carlsbad 92011 FEEDMOB INC. Editor's Note: This article originally appeared on the Association of Certified Financial Crime Specialists website on September 21, 2017. However, because of its close resemblance to online gambling, traditional banks, and financial service providers remain wary of. Stax: Best for avoiding transaction fees. Dharma Merchant Services: Best nonprofit credit card processor. 5%. Technical Information Fantasy Sports Related MCC Code List MCC 5655 is for merchants who run sports apparel and riding apparel stores. The draft is the most fun part of your. Play the only official LaLiga fantasy. 5% plus 15 cents for manually keyed transactions. A merchant account is a bank account that is designed specifically for businesses to accept and issue payments, usually by credit card, debit card, or other electronic method. As expected, £204 left my bank account, but then, on November 3, Molton Brown removed another £204 from my account. (516) 217-1989 (516) 217-1989;To begin the process, you can apply online for a fantasy sports merchant account. Reporting, gateway management and bank transfers are all managed within LeagueApps — one fewer login to remember. Navigating through this high-risk terrain can be daunting, especially with banks often shying away from offering merchant accounts to fantasy sports businesses due to increased chargebacks and potential. pp21. This document is sent to you by your merchant account provider or payment service provider. Instead of requiring a contract, the company. If you are planning to start your own fantasy sports business while being able to collect the payments become a top priority. Search for: Home; What We Offer. Chase Payment Solutions: Best if you also need a free business checking account. If you are a given merchant level for any other card brand, you are at that merchant level for every card brand. Fixture 14 In progress . National Processing offers different plans based on whether you’re accepting payments in-person or online, and it promises $500 if it can’t beat high-volume ($10,000 or more in monthly sales. Though. It is the most transparent and cost effective way to process — there are no hidden fees or extra charges to surprise you.